Interest rates

Credit where credit is not due

You can tell a lot about a country from the sort of junk mail it circulates. Or, in the case of Indonesia, junk SMSs. Travelling in areas where a particular tree is designated as a “pohon senyal” or “signal tree” (hold on to the tree and you might just get enough of a signal of your phone to send a text or even make a call) I get quite excited if my phone beeps…